Transforming Savings For Retail Workforces
Carver Edison’s ESPP platform is designed to meet the unique challenges of retail, empowering your employees and creating lasting connections with your brand



Engage Your Workforce
Starting With Storefronts
In retail, where turnover is high and margins are thin, retaining employees and providing meaningful benefits are critical to success. Carver Edison enables retail companies to offer equity ownership that directly engages front-line staff, improves retention, and supports financial stability—all while managing costs effectively.
Empower Front-Line Workers
Many retail workers live paycheck-to-paycheck and struggle to participate in traditional equity plans. Carver Edison makes stock ownership accessible, allowing employees to invest in the company they help build.
Improve Retention in a High-Turnover Industry
Offering an equity plan that directly benefits employees creates a deeper connection and loyalty to your organization, reducing costly turnover.
Boost Employee Engagement
Engaged employees deliver better service. By helping employees build wealth, you create a more motivated and productive workforce, directly impacting your bottom line.
Streamline Operations for Distributed Teams
Retail companies with locations across multiple regions or countries benefit from Carver Edison’s seamless integrations and automated equity plan management.
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Ready To Help Your Retail Employees Finally Build Wealth?

FAQ
How does Carver Edison help with global equity plan participation?
Carver Edison's Cashless Participation® removes affordability barriers, allowing employees worldwide to participate in employee stock purchase plans without reducing their take-home pay. Our solution integrates seamlessly with global payroll systems, ensuring consistent and accessible equity ownership opportunities for all employees.
What impact does Carver Edison have on employee retention?
Employees who feel financially empowered and are included in equity programs are proven to be more engaged and stay with their employer longer. Companies using our platform report significantly higher retention rates, particularly among top performers and lower-level employees who previously struggled to participate.
How does Cashless Participation® reduce compensation expense?
Compared to other Cash and equity based programs like RSUs, Cashless Participation can be up to 70% more cost effective without limiting value delivered to employees.
How does Cashless Participation® work?
Cashless Participation enhances your ESPP by letting employees buy more stock without extra payroll deductions. Carver Edison covers the additional contributions which are repaid by automatically selling a portion of the extra shares purchased.
Can Carver Edison integrate with our existing benefits stack?
Yes - Carver Edison's platform integrates with your existing HRIS, payroll and recordkeeping systems. Our implementation team will ensure a seamless rollout with minimal administrative effort.
How does this platform benefit lower-level employees?
Lower-level employees often face affordability barriers with employee stock purchase plans. Carver Edison eliminates these barriers, allowing employees to participate in stock ownership without upfront costs. This means everyone, regardless of level, has the opportunity to build wealth and benefit from your stock plan. In fact, employees earning less than $100k / yr. are 11.4x as likely to use Cashless Participation.
How long does implementation take?
Implementation timelines vary based on the complexity of your equity plan, but most companies go live in 30 days. Our team will guide you through the process to ensure a smooth launch and incredible results
Is this solution scalable for large, global companies?
Absolutely. Carver Edison partners with some of the world's largest employers and is built to scale with organizations of any size. Whether you have hundreds or millions of employees, our platform is designed to meet your needs in over 60 countries that we support.